Regional Rural Banks (RRBs)
✅RRBs were established on October 2, 1975, following the recommendations of the Narasimham Committee on Rural Credit.
✅ Regulation: RRBs are regulated by the Reserve Bank of India (RBI) and are governed by the Regional Rural Banks Act, 1976.
✅ Ownership: The ownership structure of RRBs is shared among the Government of India (50%), the concerned State Government (15%), and the sponsoring bank (35%).
🔸All public sector banks, except Punjab & Sind Bank, sponsor one or more RRBs.
🔸 J&K Bank is the only private sector bank that sponsors an RRB.
✅Regional Focus: RRBs operate within specified regions, typically covering one or more districts in a state.
✅ Target Audience: They primarily serve rural and semi-urban areas, focusing on the agricultural sector and rural development.
✅ Products and Services: RRBs offer a range of banking services including savings and current accounts, fixed deposits, loans, and digital banking services like mobile banking and internet banking.
✅RRBs were established on October 2, 1975, following the recommendations of the Narasimham Committee on Rural Credit.
✅ Regulation: RRBs are regulated by the Reserve Bank of India (RBI) and are governed by the Regional Rural Banks Act, 1976.
✅ Ownership: The ownership structure of RRBs is shared among the Government of India (50%), the concerned State Government (15%), and the sponsoring bank (35%).
🔸All public sector banks, except Punjab & Sind Bank, sponsor one or more RRBs.
🔸 J&K Bank is the only private sector bank that sponsors an RRB.
✅Regional Focus: RRBs operate within specified regions, typically covering one or more districts in a state.
✅ Target Audience: They primarily serve rural and semi-urban areas, focusing on the agricultural sector and rural development.
✅ Products and Services: RRBs offer a range of banking services including savings and current accounts, fixed deposits, loans, and digital banking services like mobile banking and internet banking.
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33% Reservation For Women Police !!
The Rajasthan State Cabinet, led by Chief Minister Bhajan Lal Sharma, has approved a significant policy shift by mandating a 33% reservation for women in the police force.
The Rajasthan State Cabinet, led by Chief Minister Bhajan Lal Sharma, has approved a significant policy shift by mandating a 33% reservation for women in the police force.
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🔆Gender Wage Gap : The gender pay gap or gender wage gap is the average difference between the remuneration for men and women who are working. It is expressed as a percentage of what men earn compared to what women earn.
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MONETARY POLICY [ QUANTITATIVE TOOL ]
1. Liquidity Adjustment Facility (LAF)
■ Repo & Reverse Repo Rate
2. Marginal Standing Facility (MSF)
3. Statutory Liquidity Ratio (SLR)
4. Cash Reserve Ratio (CRR)
5. Bank Rate
6. Credit Ceiling
7. Open Market Operation
☆ Higher SLR , CRR - lower liquidity
Source RBI
#economy
#prelims_facts
Join @CSE_EXAM
@upsc_4_economy
1. Liquidity Adjustment Facility (LAF)
■ Repo & Reverse Repo Rate
2. Marginal Standing Facility (MSF)
3. Statutory Liquidity Ratio (SLR)
4. Cash Reserve Ratio (CRR)
5. Bank Rate
6. Credit Ceiling
7. Open Market Operation
☆ Higher SLR , CRR - lower liquidity
Source RBI
#economy
#prelims_facts
Join @CSE_EXAM
@upsc_4_economy
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🔆NABARD: National Bank for Agriculture and Rural Development
✅ Established - 1982 [ B. Sivaraman Committee ]
✅ Statutory body under NABARD ACT 1981.
✅ Headquarters - Mumbai
✅ Owner - Fully owned by government.
✅ Operates Under : Department of Financial Services (DFS) under the Ministry of Finance.
✅ All India Financial Institution
✅ Supervise :
1. Regional rural banks ( RRB )
2. State co- operative agriculture & rural development bank ( SCARDBs )
3. Commercial banks ( CBs )
4. State co - operative banks ( SCBs )
5. Other Financial institutions under RBI
#economy
#prelims_facts
Join @CSE_EXAM
@upsc_4_economy
✅ Established - 1982 [ B. Sivaraman Committee ]
✅ Statutory body under NABARD ACT 1981.
✅ Headquarters - Mumbai
✅ Owner - Fully owned by government.
✅ Operates Under : Department of Financial Services (DFS) under the Ministry of Finance.
✅ All India Financial Institution
✅ Supervise :
1. Regional rural banks ( RRB )
2. State co- operative agriculture & rural development bank ( SCARDBs )
3. Commercial banks ( CBs )
4. State co - operative banks ( SCBs )
5. Other Financial institutions under RBI
#economy
#prelims_facts
Join @CSE_EXAM
@upsc_4_economy
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Konyaks tribes
✅Konyaks, the largest tribal group in Nagaland (settled in around hundred villages in the Mon district), are also found in Arunachal Pradesh and Myanmar.
✅ Recognized by their tattooed faces, they are traditional hunters and warriors but now their main occupation is agriculture.
✅They were the last to give up the practice of head-hunting, severing heads of enemies after attacking rival tribes.
✅Konyaks, the largest tribal group in Nagaland (settled in around hundred villages in the Mon district), are also found in Arunachal Pradesh and Myanmar.
✅ Recognized by their tattooed faces, they are traditional hunters and warriors but now their main occupation is agriculture.
✅They were the last to give up the practice of head-hunting, severing heads of enemies after attacking rival tribes.
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#Goodmorning
⏳ 11 days for CSM24 [ 20-09-24]
⏳76 days IFoS Mains 2024 ( 24 nov
⏳258 days left CSP25 [ 25-05-25]
⏳347 days left CSM25 [ 22-08-25]
⏳ 48 days UPPSC prelims 2024 ( 27 Oct )
⏳ 106 days UPPSC RO/ARO prelims ( 22 DEC)
⏳69 days 70th BPSC prelims ( 17 Nov )
⏳ 41 days Gpsc mains ( 20 Oct )
⏳ 42 days TGPSC/MPPSC mains (21 Oct)
⏳ 68 days UKPSC mains ( 16 nov)
⏳ 146 days RAS prelims (2 feb )
#Target
#TargetOnlyone
#Accountability
Join @anmolvachan1
⏳ 11 days for CSM24 [ 20-09-24]
⏳76 days IFoS Mains 2024 ( 24 nov
⏳258 days left CSP25 [ 25-05-25]
⏳347 days left CSM25 [ 22-08-25]
⏳ 48 days UPPSC prelims 2024 ( 27 Oct )
⏳ 106 days UPPSC RO/ARO prelims ( 22 DEC)
⏳69 days 70th BPSC prelims ( 17 Nov )
⏳ 41 days Gpsc mains ( 20 Oct )
⏳ 42 days TGPSC/MPPSC mains (21 Oct)
⏳ 68 days UKPSC mains ( 16 nov)
⏳ 146 days RAS prelims (2 feb )
#Target
#TargetOnlyone
#Accountability
Join @anmolvachan1
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#METOO MOVEMENT: It was a civil society movement in 2017 where women survivors of sexual harassment started on social media about their experiences of gender-based violence.
Many women in India from the media and entertainment industry, as well others who can access to social media in English, also used the social media to publicise their accounts.
This led to public scrutiny of high-profile male figures and led to some resignations and legal action. For ex. M J Akbar (Former Union Minister) and R K Pachauri, former Chairman of IPCC.
However, the movement excluded women from rural areas, informal sector and those that do not use social media.
Many women in India from the media and entertainment industry, as well others who can access to social media in English, also used the social media to publicise their accounts.
This led to public scrutiny of high-profile male figures and led to some resignations and legal action. For ex. M J Akbar (Former Union Minister) and R K Pachauri, former Chairman of IPCC.
However, the movement excluded women from rural areas, informal sector and those that do not use social media.
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🔆Globalization
✅ Engine of growth
✅ Social inclusivity
✅ Infrastructure
✅ Mobility services (eg. MRT, BRT)
✅ Urban safe spaces (eg. For women safety)
✅ Urban sprawl
✅ Capacity building of service providers
✅ Cost of living / affordability
✅ Productivity
✅ Emergency response services
✅ Political dimensions
✅ Spread of ideologies eg. Democracy
✅ Political risks, unstable govts
✅ Global terrorism
✅ Multilateral institutions conflict with sovereign authority
✅ Global Democracy
✅ Synergy
✅ Collective solutions, concerted efforts
✅ Interdependedness
✅ Complicated diplomatic relations
✅ Autonomy reduce
✅ Govts less arbitrary due to global scrutiny
✅ Neo-colonization (eg. Debt trap diplomacy)
✅ Collaborations in projects (eg. Ind-Afg parliament, Shahtoot Dam) Demand for global peace help solve Bilateral issues (eg. Israel-Palestine : intervention from many others)
✅ Engine of growth
✅ Social inclusivity
✅ Infrastructure
✅ Mobility services (eg. MRT, BRT)
✅ Urban safe spaces (eg. For women safety)
✅ Urban sprawl
✅ Capacity building of service providers
✅ Cost of living / affordability
✅ Productivity
✅ Emergency response services
✅ Political dimensions
✅ Spread of ideologies eg. Democracy
✅ Political risks, unstable govts
✅ Global terrorism
✅ Multilateral institutions conflict with sovereign authority
✅ Global Democracy
✅ Synergy
✅ Collective solutions, concerted efforts
✅ Interdependedness
✅ Complicated diplomatic relations
✅ Autonomy reduce
✅ Govts less arbitrary due to global scrutiny
✅ Neo-colonization (eg. Debt trap diplomacy)
✅ Collaborations in projects (eg. Ind-Afg parliament, Shahtoot Dam) Demand for global peace help solve Bilateral issues (eg. Israel-Palestine : intervention from many others)
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