Regional Rural Banks (RRBs)
✅RRBs were established on October 2, 1975, following the recommendations of the Narasimham Committee on Rural Credit.
✅ Regulation: RRBs are regulated by the Reserve Bank of India (RBI) and are governed by the Regional Rural Banks Act, 1976.
✅ Ownership: The ownership structure of RRBs is shared among the Government of India (50%), the concerned State Government (15%), and the sponsoring bank (35%).
🔸All public sector banks, except Punjab & Sind Bank, sponsor one or more RRBs.
🔸 J&K Bank is the only private sector bank that sponsors an RRB.
✅Regional Focus: RRBs operate within specified regions, typically covering one or more districts in a state.
✅ Target Audience: They primarily serve rural and semi-urban areas, focusing on the agricultural sector and rural development.
✅ Products and Services: RRBs offer a range of banking services including savings and current accounts, fixed deposits, loans, and digital banking services like mobile banking and internet banking.
✅RRBs were established on October 2, 1975, following the recommendations of the Narasimham Committee on Rural Credit.
✅ Regulation: RRBs are regulated by the Reserve Bank of India (RBI) and are governed by the Regional Rural Banks Act, 1976.
✅ Ownership: The ownership structure of RRBs is shared among the Government of India (50%), the concerned State Government (15%), and the sponsoring bank (35%).
🔸All public sector banks, except Punjab & Sind Bank, sponsor one or more RRBs.
🔸 J&K Bank is the only private sector bank that sponsors an RRB.
✅Regional Focus: RRBs operate within specified regions, typically covering one or more districts in a state.
✅ Target Audience: They primarily serve rural and semi-urban areas, focusing on the agricultural sector and rural development.
✅ Products and Services: RRBs offer a range of banking services including savings and current accounts, fixed deposits, loans, and digital banking services like mobile banking and internet banking.
33% Reservation For Women Police !!
The Rajasthan State Cabinet, led by Chief Minister Bhajan Lal Sharma, has approved a significant policy shift by mandating a 33% reservation for women in the police force.
The Rajasthan State Cabinet, led by Chief Minister Bhajan Lal Sharma, has approved a significant policy shift by mandating a 33% reservation for women in the police force.
🔆Gender Wage Gap : The gender pay gap or gender wage gap is the average difference between the remuneration for men and women who are working. It is expressed as a percentage of what men earn compared to what women earn.
MONETARY POLICY [ QUANTITATIVE TOOL ]
1. Liquidity Adjustment Facility (LAF)
■ Repo & Reverse Repo Rate
2. Marginal Standing Facility (MSF)
3. Statutory Liquidity Ratio (SLR)
4. Cash Reserve Ratio (CRR)
5. Bank Rate
6. Credit Ceiling
7. Open Market Operation
☆ Higher SLR , CRR - lower liquidity
Source RBI
#economy
#prelims_facts
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1. Liquidity Adjustment Facility (LAF)
■ Repo & Reverse Repo Rate
2. Marginal Standing Facility (MSF)
3. Statutory Liquidity Ratio (SLR)
4. Cash Reserve Ratio (CRR)
5. Bank Rate
6. Credit Ceiling
7. Open Market Operation
☆ Higher SLR , CRR - lower liquidity
Source RBI
#economy
#prelims_facts
Join @CSE_EXAM
@upsc_4_economy
🔆NABARD: National Bank for Agriculture and Rural Development
✅ Established - 1982 [ B. Sivaraman Committee ]
✅ Statutory body under NABARD ACT 1981.
✅ Headquarters - Mumbai
✅ Owner - Fully owned by government.
✅ Operates Under : Department of Financial Services (DFS) under the Ministry of Finance.
✅ All India Financial Institution
✅ Supervise :
1. Regional rural banks ( RRB )
2. State co- operative agriculture & rural development bank ( SCARDBs )
3. Commercial banks ( CBs )
4. State co - operative banks ( SCBs )
5. Other Financial institutions under RBI
#economy
#prelims_facts
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@upsc_4_economy
✅ Established - 1982 [ B. Sivaraman Committee ]
✅ Statutory body under NABARD ACT 1981.
✅ Headquarters - Mumbai
✅ Owner - Fully owned by government.
✅ Operates Under : Department of Financial Services (DFS) under the Ministry of Finance.
✅ All India Financial Institution
✅ Supervise :
1. Regional rural banks ( RRB )
2. State co- operative agriculture & rural development bank ( SCARDBs )
3. Commercial banks ( CBs )
4. State co - operative banks ( SCBs )
5. Other Financial institutions under RBI
#economy
#prelims_facts
Join @CSE_EXAM
@upsc_4_economy
Konyaks tribes
✅Konyaks, the largest tribal group in Nagaland (settled in around hundred villages in the Mon district), are also found in Arunachal Pradesh and Myanmar.
✅ Recognized by their tattooed faces, they are traditional hunters and warriors but now their main occupation is agriculture.
✅They were the last to give up the practice of head-hunting, severing heads of enemies after attacking rival tribes.
✅Konyaks, the largest tribal group in Nagaland (settled in around hundred villages in the Mon district), are also found in Arunachal Pradesh and Myanmar.
✅ Recognized by their tattooed faces, they are traditional hunters and warriors but now their main occupation is agriculture.
✅They were the last to give up the practice of head-hunting, severing heads of enemies after attacking rival tribes.
#Goodmorning
⏳ 11 days for CSM24 [ 20-09-24]
⏳76 days IFoS Mains 2024 ( 24 nov
⏳258 days left CSP25 [ 25-05-25]
⏳347 days left CSM25 [ 22-08-25]
⏳ 48 days UPPSC prelims 2024 ( 27 Oct )
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⏳ 41 days Gpsc mains ( 20 Oct )
⏳ 42 days TGPSC/MPPSC mains (21 Oct)
⏳ 68 days UKPSC mains ( 16 nov)
⏳ 146 days RAS prelims (2 feb )
#Target
#TargetOnlyone
#Accountability
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⏳ 11 days for CSM24 [ 20-09-24]
⏳76 days IFoS Mains 2024 ( 24 nov
⏳258 days left CSP25 [ 25-05-25]
⏳347 days left CSM25 [ 22-08-25]
⏳ 48 days UPPSC prelims 2024 ( 27 Oct )
⏳ 106 days UPPSC RO/ARO prelims ( 22 DEC)
⏳69 days 70th BPSC prelims ( 17 Nov )
⏳ 41 days Gpsc mains ( 20 Oct )
⏳ 42 days TGPSC/MPPSC mains (21 Oct)
⏳ 68 days UKPSC mains ( 16 nov)
⏳ 146 days RAS prelims (2 feb )
#Target
#TargetOnlyone
#Accountability
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#METOO MOVEMENT: It was a civil society movement in 2017 where women survivors of sexual harassment started on social media about their experiences of gender-based violence.
Many women in India from the media and entertainment industry, as well others who can access to social media in English, also used the social media to publicise their accounts.
This led to public scrutiny of high-profile male figures and led to some resignations and legal action. For ex. M J Akbar (Former Union Minister) and R K Pachauri, former Chairman of IPCC.
However, the movement excluded women from rural areas, informal sector and those that do not use social media.
Many women in India from the media and entertainment industry, as well others who can access to social media in English, also used the social media to publicise their accounts.
This led to public scrutiny of high-profile male figures and led to some resignations and legal action. For ex. M J Akbar (Former Union Minister) and R K Pachauri, former Chairman of IPCC.
However, the movement excluded women from rural areas, informal sector and those that do not use social media.
Forwarded from Upsc toppers essay
Essay Probables - 2024_Akshat.pdf
993.5 KB
🔆Globalization
✅ Engine of growth
✅ Social inclusivity
✅ Infrastructure
✅ Mobility services (eg. MRT, BRT)
✅ Urban safe spaces (eg. For women safety)
✅ Urban sprawl
✅ Capacity building of service providers
✅ Cost of living / affordability
✅ Productivity
✅ Emergency response services
✅ Political dimensions
✅ Spread of ideologies eg. Democracy
✅ Political risks, unstable govts
✅ Global terrorism
✅ Multilateral institutions conflict with sovereign authority
✅ Global Democracy
✅ Synergy
✅ Collective solutions, concerted efforts
✅ Interdependedness
✅ Complicated diplomatic relations
✅ Autonomy reduce
✅ Govts less arbitrary due to global scrutiny
✅ Neo-colonization (eg. Debt trap diplomacy)
✅ Collaborations in projects (eg. Ind-Afg parliament, Shahtoot Dam) Demand for global peace help solve Bilateral issues (eg. Israel-Palestine : intervention from many others)
✅ Engine of growth
✅ Social inclusivity
✅ Infrastructure
✅ Mobility services (eg. MRT, BRT)
✅ Urban safe spaces (eg. For women safety)
✅ Urban sprawl
✅ Capacity building of service providers
✅ Cost of living / affordability
✅ Productivity
✅ Emergency response services
✅ Political dimensions
✅ Spread of ideologies eg. Democracy
✅ Political risks, unstable govts
✅ Global terrorism
✅ Multilateral institutions conflict with sovereign authority
✅ Global Democracy
✅ Synergy
✅ Collective solutions, concerted efforts
✅ Interdependedness
✅ Complicated diplomatic relations
✅ Autonomy reduce
✅ Govts less arbitrary due to global scrutiny
✅ Neo-colonization (eg. Debt trap diplomacy)
✅ Collaborations in projects (eg. Ind-Afg parliament, Shahtoot Dam) Demand for global peace help solve Bilateral issues (eg. Israel-Palestine : intervention from many others)
🔆 WORLD BANK
✅ The International Bank for Reconstruction and Development (IBRD) + International Development Association (IDA).
✅ Established : 1944 , Bretton Woods Conference (USA)
✅ To regulate International monetary & Financial order after World War 2 .
✅ World Bank Groups :
🔸 International Bank for Reconstruction and Development (IBRD)
🔸 International Development Association (IDA)
🔸 International Finance Corporation (IFC)
🔸Multilateral Investment Guarantee Agency (MIGA)
🔸International Centre for Settlement of Investment Disputes (ICSID)
✅ Reports :
🔸World Development Report
🔸Ease of doing business Index
🔸Global Economic Prospect report
🔸Remittance & Migration report
🔸World Development Indicators
🔸International Debt Statistics
🔸Ease of Living Index
🔸Universal Health Coverage Index
🔸The Service Trade Restriction Index
🔸India Development Update
🔸Logistics Performance index
#economy
#prelims_facts
Join @CSE_EXAM
@upsc_4_economy
✅ The International Bank for Reconstruction and Development (IBRD) + International Development Association (IDA).
✅ Established : 1944 , Bretton Woods Conference (USA)
✅ To regulate International monetary & Financial order after World War 2 .
✅ World Bank Groups :
🔸 International Bank for Reconstruction and Development (IBRD)
🔸 International Development Association (IDA)
🔸 International Finance Corporation (IFC)
🔸Multilateral Investment Guarantee Agency (MIGA)
🔸International Centre for Settlement of Investment Disputes (ICSID)
✅ Reports :
🔸World Development Report
🔸Ease of doing business Index
🔸Global Economic Prospect report
🔸Remittance & Migration report
🔸World Development Indicators
🔸International Debt Statistics
🔸Ease of Living Index
🔸Universal Health Coverage Index
🔸The Service Trade Restriction Index
🔸India Development Update
🔸Logistics Performance index
#economy
#prelims_facts
Join @CSE_EXAM
@upsc_4_economy
IMG_20240909_203824.jpg
2.9 MB
FAO FOOD SECURITY
https://www.fao.org/4/w4979e/w4979e05.htm
In India, 40% of the food wasted is equivalent to nearly 92,000 crore/year. This is equivalent to nearly 1% of the GDP which is depleted in the form of food wastage in India. Each person in India wastes 55 kg of food per year as per UN Environment Programme’s report
https://www.fao.org/4/w4979e/w4979e05.htm
In India, 40% of the food wasted is equivalent to nearly 92,000 crore/year. This is equivalent to nearly 1% of the GDP which is depleted in the form of food wastage in India. Each person in India wastes 55 kg of food per year as per UN Environment Programme’s report
#Goodmorning
⏳ 10 days for CSM24 [ 20-09-24]
⏳75 days IFoS Mains 2024 ( 24 nov
⏳257 days left CSP25 [ 25-05-25]
⏳346 days left CSM25 [ 22-08-25]
⏳ 47 days UPPSC prelims 2024 ( 27 Oct )
⏳ 105 days UPPSC RO/ARO prelims ( 22 DEC)
⏳68 days 70th BPSC prelims ( 17 Nov )
⏳ 40 days Gpsc mains ( 20 Oct )
⏳ 41 days TGPSC/MPPSC mains (21 Oct)
⏳ 67 days UKPSC mains ( 16 nov)
⏳ 145 days RAS prelims (2 feb )
#Target
#TargetOnlyone
#Accountability
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⏳ 10 days for CSM24 [ 20-09-24]
⏳75 days IFoS Mains 2024 ( 24 nov
⏳257 days left CSP25 [ 25-05-25]
⏳346 days left CSM25 [ 22-08-25]
⏳ 47 days UPPSC prelims 2024 ( 27 Oct )
⏳ 105 days UPPSC RO/ARO prelims ( 22 DEC)
⏳68 days 70th BPSC prelims ( 17 Nov )
⏳ 40 days Gpsc mains ( 20 Oct )
⏳ 41 days TGPSC/MPPSC mains (21 Oct)
⏳ 67 days UKPSC mains ( 16 nov)
⏳ 145 days RAS prelims (2 feb )
#Target
#TargetOnlyone
#Accountability
Join @anmolvachan1
🔆 NATIONAL INVESTIGATION AGENCY (NIA) :
✅ Constituted : 2009
✅ Under National Investigation Agency Act , 2008.
✅ Central Counter - Terrorism Agency formed after Mumbai Terror Attack
✅ Headquarters : New Delhi
✅ Specialised Cell - TFFC Cell to deal with matters of fake currency notes & terrorfunding.
✅ Operates Under : Union Ministry of Home affairs
✅ NIA (AMENDMENT) ACT , 2019
🔆 National Disaster Management Authority (NDMA) :
✅ Constituted : Dec 2006
✅ Under The Disaster Management Act 2005 after occurence of Indian Ocean Tsunami 2004 .
✅ National Institute : New Delhi
✅ Operates Under : Union Ministry of Home affairs
✅ Prime Minister : Ex - Officio Chairperson
#prelims_facts
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✅ Constituted : 2009
✅ Under National Investigation Agency Act , 2008.
✅ Central Counter - Terrorism Agency formed after Mumbai Terror Attack
✅ Headquarters : New Delhi
✅ Specialised Cell - TFFC Cell to deal with matters of fake currency notes & terrorfunding.
✅ Operates Under : Union Ministry of Home affairs
✅ NIA (AMENDMENT) ACT , 2019
🔆 National Disaster Management Authority (NDMA) :
✅ Constituted : Dec 2006
✅ Under The Disaster Management Act 2005 after occurence of Indian Ocean Tsunami 2004 .
✅ National Institute : New Delhi
✅ Operates Under : Union Ministry of Home affairs
✅ Prime Minister : Ex - Officio Chairperson
#prelims_facts
Join @CSE_EXAM
#Goodmorning
⏳ 9 days for CSM24 [ 20-09-24]
⏳74 days IFoS Mains 2024 ( 24 nov
⏳256 days left CSP25 [ 25-05-25]
⏳345 days left CSM25 [ 22-08-25]
⏳ 46 days UPPSC prelims 2024 ( 27 Oct )
⏳ 104 days UPPSC RO/ARO prelims ( 22 DEC)
⏳67 days 70th BPSC prelims ( 17 Nov )
⏳ 39 days Gpsc mains ( 20 Oct )
⏳ 40 days TGPSC/MPPSC mains (21 Oct)
⏳ 66 days UKPSC mains ( 16 nov)
⏳ 144 days RAS prelims (2 feb )
#Target
#TargetOnlyone
#Accountability
Join @anmolvachan1
⏳ 9 days for CSM24 [ 20-09-24]
⏳74 days IFoS Mains 2024 ( 24 nov
⏳256 days left CSP25 [ 25-05-25]
⏳345 days left CSM25 [ 22-08-25]
⏳ 46 days UPPSC prelims 2024 ( 27 Oct )
⏳ 104 days UPPSC RO/ARO prelims ( 22 DEC)
⏳67 days 70th BPSC prelims ( 17 Nov )
⏳ 39 days Gpsc mains ( 20 Oct )
⏳ 40 days TGPSC/MPPSC mains (21 Oct)
⏳ 66 days UKPSC mains ( 16 nov)
⏳ 144 days RAS prelims (2 feb )
#Target
#TargetOnlyone
#Accountability
Join @anmolvachan1