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πŸ”†SOIL POLLUTION

βœ…Soil pollution is defined as the presence of toxic chemicals (pollutants or contaminants) in the soil, in very high concentrations to pose a risk to human health and the ecosystem.

Causes Of Soil Pollution :

βœ… Industrial Wastes; Fertilizers, Pesticides, and Manures
βœ… Plastics; Mining Activities; Landfills
βœ… Construction Activities; Microbeads

Impact Of Soil Pollution :

βœ… Contaminated soil releases pollutants into groundwater and food chains.
βœ… Pollution affects soil biodiversity, reduces its organic matter, filtering capacity.
βœ… Reduces crop yield and food security while harming soil microbes and reducing soil fertility.
βœ… Can cause various health issues, from headaches to severe conditions like organ damage.

Government Measures :

βœ… Soil Health Card (SHC) Scheme
βœ… Pradhan Mantri Krishi Sinchayee Yojana
βœ… National Mission on Sustainable Agriculture
βœ… PM-PRANAM Scheme
βœ… Paramparagat Krishi Vikas Yojana (PKVY)


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International Vulture Awareness Day
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Regional Rural Banks (RRBs)

βœ…RRBs were established on October 2, 1975, following the recommendations of the Narasimham Committee on Rural Credit.
βœ… Regulation: RRBs are regulated by the Reserve Bank of India (RBI) and are governed by the Regional Rural Banks Act, 1976.
βœ… Ownership: The ownership structure of RRBs is shared among the Government of India (50%), the concerned State Government (15%), and the sponsoring bank (35%).
πŸ”ΈAll public sector banks, except Punjab & Sind Bank, sponsor one or more RRBs.
πŸ”Έ J&K Bank is the only private sector bank that sponsors an RRB.

βœ…Regional Focus: RRBs operate within specified regions, typically covering one or more districts in a state.
βœ… Target Audience: They primarily serve rural and semi-urban areas, focusing on the agricultural sector and rural development.
βœ… Products and Services: RRBs offer a range of banking services including savings and current accounts, fixed deposits, loans, and digital banking services like mobile banking and internet banking.
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MPPSC Prilims Score Card link

https://mppsconline.in/exm24mppscVma/
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33% Reservation For Women Police !!

The Rajasthan State Cabinet, led by Chief Minister Bhajan Lal Sharma, has approved a significant policy shift by mandating a 33% reservation for women in the police force.
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πŸ”†Gender Wage Gap : The gender pay gap or gender wage gap is the average difference between the remuneration for men and women who are working. It is expressed as a percentage of what men earn compared to what women earn.
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MONETARY POLICY [ QUANTITATIVE TOOL ]

1. Liquidity Adjustment Facility (LAF)
β–  Repo & Reverse Repo Rate

2. Marginal Standing Facility (MSF)
3. Statutory Liquidity Ratio (SLR)
4. Cash Reserve Ratio (CRR)
5. Bank Rate
6. Credit Ceiling
7. Open Market Operation

β˜† Higher SLR , CRR - lower liquidity


Source RBI

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πŸ”†NABARD: National Bank for Agriculture and Rural Development
βœ… Established - 1982 [ B. Sivaraman Committee ]
βœ… Statutory body under NABARD ACT 1981.
βœ… Headquarters - Mumbai
βœ… Owner - Fully owned by government.
βœ… Operates Under : Department of Financial Services (DFS) under the Ministry of Finance.
βœ… All India Financial Institution

βœ… Supervise :
1. Regional rural banks ( RRB )
2. State co- operative agriculture & rural development bank ( SCARDBs )
3. Commercial banks ( CBs )
4. State co - operative banks ( SCBs )
5. Other Financial institutions under RBI

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Konyaks tribes

βœ…Konyaks, the largest tribal group in Nagaland (settled in around hundred villages in the Mon district), are also found in Arunachal Pradesh and Myanmar.

βœ… Recognized by their tattooed faces, they are traditional hunters and warriors but now their main occupation is agriculture.

βœ…They were the last to give up the practice of head-hunting, severing heads of enemies after attacking rival tribes.
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#Goodmorning

⏳ 11 days for CSM24 [ 20-09-24]
⏳76 days IFoS Mains 2024 ( 24 nov

⏳258 days left CSP25 [ 25-05-25]
⏳347 days left CSM25 [ 22-08-25]

⏳ 48 days UPPSC prelims 2024 ( 27 Oct )
⏳ 106 days UPPSC RO/ARO prelims ( 22 DEC)
⏳69 days 70th BPSC prelims ( 17 Nov )
⏳ 41 days Gpsc mains ( 20 Oct )
⏳ 42 days TGPSC/MPPSC mains (21 Oct)
⏳ 68 days UKPSC mains ( 16 nov)
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2025/07/09 12:16:44
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