Customers of Wegagen Bank are set to make cashless payments globally at ATMs and point-of-sale (POS) terminals, as the Bank introduces an international prepaid Visa card.
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Source: addisfortune
@Ethiopianbusinessdaily
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Source: addisfortune
@Ethiopianbusinessdaily
Ethiopia secures non-concessional loan for Koysha Hydroelectric Dam Project
Ethiopian Electric Power (EEP), the state-owned power producer, anticipates that the Koysha Hydroelectric Dam, one of its massive projects, will receive a non-concessional loan based on the government’s most recent exceptional green light.
Unlike other comparable renewable energy projects, the project being built on the transboundary Omo River in the South West Ethiopia region has had difficulty obtaining concessional loans. The other project, the Grand Ethiopian Renaissance Dam, is being built on the Abay (Blue Nile) River a short distance from the Sudanese border and is entirely financed by local resources.
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Source: capitalethiopia
@Ethiopianbusinessdaily
Ethiopian Electric Power (EEP), the state-owned power producer, anticipates that the Koysha Hydroelectric Dam, one of its massive projects, will receive a non-concessional loan based on the government’s most recent exceptional green light.
Unlike other comparable renewable energy projects, the project being built on the transboundary Omo River in the South West Ethiopia region has had difficulty obtaining concessional loans. The other project, the Grand Ethiopian Renaissance Dam, is being built on the Abay (Blue Nile) River a short distance from the Sudanese border and is entirely financed by local resources.
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Source: capitalethiopia
@Ethiopianbusinessdaily
New vehicle insurance policy sparks debate over clarity, implementation
The newly implemented vehicle insurance policy aimed at third-party risk has raised concerns among industry stakeholders regarding its clarity and the implications of premium and indemnity rates. While some experts support the decision as a necessary step forward, others criticize the lack of transparency surrounding the new regulations.
As vehicle accidents in Ethiopia become increasingly frequent, resulting in significant loss of life and property damage, the urgency for effective insurance coverage has grown. Many victims of road accidents suffer not only physical injuries but also financial burdens, especially when the responsible vehicle is uninsured. In response to this pressing issue, the Ethiopian government has mandated third-party insurance coverage for vehicle accidents.
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Source: capitalethiopia
@Ethiopianbusinessdaily
The newly implemented vehicle insurance policy aimed at third-party risk has raised concerns among industry stakeholders regarding its clarity and the implications of premium and indemnity rates. While some experts support the decision as a necessary step forward, others criticize the lack of transparency surrounding the new regulations.
As vehicle accidents in Ethiopia become increasingly frequent, resulting in significant loss of life and property damage, the urgency for effective insurance coverage has grown. Many victims of road accidents suffer not only physical injuries but also financial burdens, especially when the responsible vehicle is uninsured. In response to this pressing issue, the Ethiopian government has mandated third-party insurance coverage for vehicle accidents.
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Source: capitalethiopia
@Ethiopianbusinessdaily
Ethio Telecom, Ethiopia's state-owned telecom operator, has joined forces with global payments giant VISA Inc. to introduce the country's first wallet-based Virtual Visa Card.
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Source: linkupbusiness
@Ethiopianbusinessdaily
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Source: linkupbusiness
@Ethiopianbusinessdaily
Ethiopia: Boeing Africa Office to Launch in Addis Ababa This October
Boeing's Africa office, based in Addis Ababa, will officially begin operations in October 2024, according to Henok Teferra, Managing Director of Boeing Africa. The American aerospace company chose Ethiopia for its African headquarters due to the nation's achievements in aviation and its status as a continental hub.
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Source: 2merkato
@Ethiopianbusinessdaily
Boeing's Africa office, based in Addis Ababa, will officially begin operations in October 2024, according to Henok Teferra, Managing Director of Boeing Africa. The American aerospace company chose Ethiopia for its African headquarters due to the nation's achievements in aviation and its status as a continental hub.
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Source: 2merkato
@Ethiopianbusinessdaily
Colonel Technology Targets Ethiopia with Advanced AI and IoT Innovations
By our staff reporter
Dubai-based cutting-edge leading technology and innovative firm, Colonel Technology, is making significant strides in the global tech landscape. Known for its expertise in artificial intelligence (AI), Internet of Things (IoT), machine learning, Building Information Modeling (BIM), fintech, big data, and 3D modeling, the company has forged robust partnerships with research and development (R&D) centers and companies across Korea, Germany, China, the USA, and Singapore.
Founded over a decade ago, Colonel Technology has focused on advancing research and development in mixed reality, digital simulation, and military technology. The company’s commitment to establishing and maintaining high-performance computer infrastructures, as well as pioneering innovations in chips and integrated circuits, has positioned it as a key player in the global tech industry.
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Source: capitalethiopia
@Ethiopianbusinessdaily
By our staff reporter
Dubai-based cutting-edge leading technology and innovative firm, Colonel Technology, is making significant strides in the global tech landscape. Known for its expertise in artificial intelligence (AI), Internet of Things (IoT), machine learning, Building Information Modeling (BIM), fintech, big data, and 3D modeling, the company has forged robust partnerships with research and development (R&D) centers and companies across Korea, Germany, China, the USA, and Singapore.
Founded over a decade ago, Colonel Technology has focused on advancing research and development in mixed reality, digital simulation, and military technology. The company’s commitment to establishing and maintaining high-performance computer infrastructures, as well as pioneering innovations in chips and integrated circuits, has positioned it as a key player in the global tech industry.
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Source: capitalethiopia
@Ethiopianbusinessdaily
Ride Partners with Police to Protect Drivers, Installing GPS, SOS Buttons
As part of ongoing efforts to address growing security concerns faced by ride-hailing drivers, one of Ethiopia's leading ride-hailing companies, Ride, is gearing up to install GPS devices and SOS buttons in all its vehicles.
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Source: shegamedia
@Ethiopianbusinessdaily
As part of ongoing efforts to address growing security concerns faced by ride-hailing drivers, one of Ethiopia's leading ride-hailing companies, Ride, is gearing up to install GPS devices and SOS buttons in all its vehicles.
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Source: shegamedia
@Ethiopianbusinessdaily
According to State Minister for Finance Eyob Tekalign (PhD) the revised policy aspires to build streamlined trade and signal a shift in the economic system rather than create an alternative trading model. It is expected to reduce the incentive for illicit black-market transactions and potentially narrow the gap between the official and parallel market rates.
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Source: addisfortune
@Ethiopianbusinessdaily
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Source: addisfortune
@Ethiopianbusinessdaily
Partner's Content: #Mesirat
💵 የኢንቬስትመንት ውል እና ድርድር ምን መምሰል አለበት? 📝
በዚህ ሃሳብ ዙሪያ ለምንሰጠው ስልጠና ይመዝገቡ 👇
📅 አርብ፣ ነሐሴ 24, 2016 ዓ.ም
🕑 ከቀኑ 8:00 - 11:00 ሰዓት
🔗 https://forms.gle/GnvR5rE7DRGXtfaP8
ቀድመው ይመዝገቡ ቦታዎን ያሲዙ!
💵 የኢንቬስትመንት ውል እና ድርድር ምን መምሰል አለበት? 📝
በዚህ ሃሳብ ዙሪያ ለምንሰጠው ስልጠና ይመዝገቡ 👇
📅 አርብ፣ ነሐሴ 24, 2016 ዓ.ም
🕑 ከቀኑ 8:00 - 11:00 ሰዓት
🔗 https://forms.gle/GnvR5rE7DRGXtfaP8
ቀድመው ይመዝገቡ ቦታዎን ያሲዙ!
Trading Powerhouse East African Expands into Ecommerce, Partners with Chapa for Payments
East African Trading House (EATH), a major player in Ethiopia’s fast-moving consumer goods (FMCG) sector, is entering the ecommerce space with its new platform, Besh Gebeya. EATH has also partnered with Chapa Financial Technologies to streamline its payment processes.
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Source: shegamedia
@Ethiopianbusinessdaily
East African Trading House (EATH), a major player in Ethiopia’s fast-moving consumer goods (FMCG) sector, is entering the ecommerce space with its new platform, Besh Gebeya. EATH has also partnered with Chapa Financial Technologies to streamline its payment processes.
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Source: shegamedia
@Ethiopianbusinessdaily
በዳታ ማይኒንግ ስራ ላይ ከተሰማሩ ድርጅቶች ከ 25 ሚሊዮን ዶላር በላይ ገቢ ማግኘቷ ተገለፀ
የኢትዮጵያ ኤሌክትሪክ ኃይል በ2016 በጀት ዓመት በዳታ ማይኒንግ ሥራ ለተሰማሩ ድርጅቶች ካቀረበው የኤሌክትሪክ ኃይል ከ25 ሚሊዮን የአሜሪካን ዶላር በላይ ገቢ ማግኘቱን አስታዉቋል ።
ከታህሳስ 2016 ዓ.ም ጀምሮ በተለያዩ ጊዜያት በዳታ ማይኒንግ ሥራ ላይ የተሰማሩ ዘጠኝ ድርጅቶች የኃይል ሽያጭ ክፍያውን በዶላር እየፈፀሙ እንደሚነኙ ተገልጿል ።
የተቋሙ መረጃ እንደሚያመላክተዉ በበጀት ዓመቱ በዳታ ማይኒንግ ሥራ ላይ ለተሰማሩ ድርጅቶች 796 ነጥብ 28 ሚሊዮን ጊጋ ዋት ሰዓት የኤሌክትሪክ ኃይል በማቅረብ ከ25 ሚሊዮን ዶላር በላይ ገቢ ተገኝቷል ተብሏል።
Source: capitalethiopia
@Ethiopianbusinessdaily
የኢትዮጵያ ኤሌክትሪክ ኃይል በ2016 በጀት ዓመት በዳታ ማይኒንግ ሥራ ለተሰማሩ ድርጅቶች ካቀረበው የኤሌክትሪክ ኃይል ከ25 ሚሊዮን የአሜሪካን ዶላር በላይ ገቢ ማግኘቱን አስታዉቋል ።
ከታህሳስ 2016 ዓ.ም ጀምሮ በተለያዩ ጊዜያት በዳታ ማይኒንግ ሥራ ላይ የተሰማሩ ዘጠኝ ድርጅቶች የኃይል ሽያጭ ክፍያውን በዶላር እየፈፀሙ እንደሚነኙ ተገልጿል ።
የተቋሙ መረጃ እንደሚያመላክተዉ በበጀት ዓመቱ በዳታ ማይኒንግ ሥራ ላይ ለተሰማሩ ድርጅቶች 796 ነጥብ 28 ሚሊዮን ጊጋ ዋት ሰዓት የኤሌክትሪክ ኃይል በማቅረብ ከ25 ሚሊዮን ዶላር በላይ ገቢ ተገኝቷል ተብሏል።
Source: capitalethiopia
@Ethiopianbusinessdaily
ካናል ፕላስ ቴሌቭዥን የኢትዮጵያን ገበያ ለቆ ሊወጣ ነው
የፈረንሳዩ ሳተላይት ቴሌቪዥን ቻናል ካናል ፕላስ (Canal +) የኢትዮጵያ ገበያን ለቆ ሊወጣ መሆኑን መሠረት ሚድያ ያገኘው መረጃ ይጠቁማል።
ከሶስት አመት በፊት ወደ ኢትዮጵያ የገባው ቻናሉ ለበርካታ ተጠቃሚዎች አገልግሎት እየሰጠ ቢቆይም በበቂ ሁኔታ ገበያውን ተቀላቅሎ ትርፍ ማግኘት ስላልቻለ ውሳኔው ላይ እንደደረሰ ታውቋል።የስፖርት ቻናሉ ከተቋረጠ በርካታ ግዜም ተቆጥሯል።
"የስፖርት ቻናሉ መቋረጥን ተከትሎ ሌሎቹ ቻናሎች በቅርብ ሳምንታት ይቋረጣሉ። ይህም ማለት ኤጀንት ከነበረው ብሩህ Plc ጋር ያለውን ስራውን ያቆማል" ብሎ አንድ ጉዳዩን የሚያውቅ ምንጭ መረጃ ሰጥቷል።
አክሎም "ዋናው እና ግልፁ ምክንያት ገበያውን በደንብ ሰብሮ መግባት አለመቻሉ ነው" ብሏል።
ካናል ፕላስ የኢትዮጵያ ስራውን የጀመረው ከኢዩቴልሳት ጋር ስምምነት ተፈራርሞ የነበረ ሲሆን ስርጭቶቹንም በኢዩቴልሳት 7ሲ ቻናሎች ላይ ሲያስተላልፍ ቆይቷል።
ካናል ፕላስ በኢትዮጵያ ከስታር ታይምስ እና ዲ ኤስ ቲቪ ቀጥሎ ሶስተኛው የሳተላይት ቴሌቪዥን ቻናል መሆን ችሎ ነበር።
Source: MeseretMedia
@Ethiopianbusinessdaily
የፈረንሳዩ ሳተላይት ቴሌቪዥን ቻናል ካናል ፕላስ (Canal +) የኢትዮጵያ ገበያን ለቆ ሊወጣ መሆኑን መሠረት ሚድያ ያገኘው መረጃ ይጠቁማል።
ከሶስት አመት በፊት ወደ ኢትዮጵያ የገባው ቻናሉ ለበርካታ ተጠቃሚዎች አገልግሎት እየሰጠ ቢቆይም በበቂ ሁኔታ ገበያውን ተቀላቅሎ ትርፍ ማግኘት ስላልቻለ ውሳኔው ላይ እንደደረሰ ታውቋል።የስፖርት ቻናሉ ከተቋረጠ በርካታ ግዜም ተቆጥሯል።
"የስፖርት ቻናሉ መቋረጥን ተከትሎ ሌሎቹ ቻናሎች በቅርብ ሳምንታት ይቋረጣሉ። ይህም ማለት ኤጀንት ከነበረው ብሩህ Plc ጋር ያለውን ስራውን ያቆማል" ብሎ አንድ ጉዳዩን የሚያውቅ ምንጭ መረጃ ሰጥቷል።
አክሎም "ዋናው እና ግልፁ ምክንያት ገበያውን በደንብ ሰብሮ መግባት አለመቻሉ ነው" ብሏል።
ካናል ፕላስ የኢትዮጵያ ስራውን የጀመረው ከኢዩቴልሳት ጋር ስምምነት ተፈራርሞ የነበረ ሲሆን ስርጭቶቹንም በኢዩቴልሳት 7ሲ ቻናሎች ላይ ሲያስተላልፍ ቆይቷል።
ካናል ፕላስ በኢትዮጵያ ከስታር ታይምስ እና ዲ ኤስ ቲቪ ቀጥሎ ሶስተኛው የሳተላይት ቴሌቪዥን ቻናል መሆን ችሎ ነበር።
Source: MeseretMedia
@Ethiopianbusinessdaily
#ለመረጃ!
የወርቅ መግዣ የዋጋ ማሻሻያ መመሪያ! ከነሐሴ 21/2016 ዓ.ም. ጀምሮ በማዕከልና በክልሎች ባሉ የወርቅ መግዣ ቅርንጫፎች በኩል የሚገዛውን ወርቅ በተመለከተ የተሻሻለ የኢትዮጵያ ብሔራዊ ባንክ መመሪያ።
Source: theethiopianeconomistview
@Ethiopianbusinessdaily
የወርቅ መግዣ የዋጋ ማሻሻያ መመሪያ! ከነሐሴ 21/2016 ዓ.ም. ጀምሮ በማዕከልና በክልሎች ባሉ የወርቅ መግዣ ቅርንጫፎች በኩል የሚገዛውን ወርቅ በተመለከተ የተሻሻለ የኢትዮጵያ ብሔራዊ ባንክ መመሪያ።
Source: theethiopianeconomistview
@Ethiopianbusinessdaily
Concerns have been raised by experts about the impact of power exports and sales to data miners, fearing potential energy deficits for other sectors and the general population. Ashebir countered these concerns, noting that EEP prioritises national investments, including those in cement, real estate, industry, and economic zones.
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Source: addisfortune
@Ethiopianbusinessdaily
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Source: addisfortune
@Ethiopianbusinessdaily
ለ4ተኛ ጊዜ በተካሄደው አለምአቀፍ የባለ ልዩ ጣዕም የቡና ዉድድር 1 ኪሎ ቡና ከ 102 ሺህ ብር በላይ በሆነ ዋጋ መሸጡ ተነገረ ፤ ይህም ከፍተኛና አዲስ ሪከረድ ሆኖ መመዝገብ ተሰምቷል።
ላለፉት ሰባት ወራት ሲካሄድ የነበረዉ ካፕ ኦፍ ኤክሰለንስ የተባለውን ባለልዩ ጣዕም የቡና ቅምሻ ውድድር ታሪካዊ የሆነዉ የጨረታ ዋጋ ማግኘት መቻሉን የኢትዮጵያ ቡናና ሻይ ባለስልጣን አስታዉቋል።
በዘንድሮው ካፕ ኦፍ ኤክሰለንስ ላይ ከተካሄደው የኦንላይን ጨረታ ሂደት በአጠቃላይ 27 የሲኦኢ አሸናፊ እና የቡና አርሶ አደር የጨረታ ተወዳደሪ ለሆኑት ቡናዎች 4870 የተለያየ ዋጋ የተሰጠ እና በርካታ ፉክክር ከተደረገ በኋላ አንድ ኪሎ ቡና በ980.64 ዶላር ($445/ፓውንድ) ወይም ከ102ሺህ ብር በላይ በሆነ ዋጋ መሸጥ መቻሉን ባለስልጣኑ ገልጿል።
የባለስልጣኑ ዋና ዳይሬክተር አዱኛ ደበላ (ዶ/ር) እንደተናገሩት "ይህም ዋጋ በኢትዮጵያ በእስከአሁን ከተካሄዱት ውደድሮች ሆነ በሌሎች መመዘኛዎችም እጅግ ከፍተኛና አዲስ ሪከረድ ሆኖ ተመዝግቧል"፡፡
በግብርናው ላይ ተሰማርተው ለሚገኙ ዜጎች በተለይም የቡና አርሶ አደሮች የልፋታቸው ተጠቃሚ እንዲሆኑ ለማስቻል በሚል ካፕ ኦፍ ኤክሰለንስ የተባለውን ባለልዩ ጣዕም የቡና ቅምሻ ውድድር ለመጀመሪያ ጊዜ ወደ ሀገሪቷ ካመጣን 5 ዓመት ማስቆጠሩ ይታወቃል ። የዘንድሮ ውደድር ለ4ኛ ጊዜ በተለያዩ የውደድሩ መርሀግብሮች ላለፉት ሰባት ወራት እንደተካሄደ ይታወቃል፡፡
Source: capitalethiopia
@Ethiopianbusinessdaily
ላለፉት ሰባት ወራት ሲካሄድ የነበረዉ ካፕ ኦፍ ኤክሰለንስ የተባለውን ባለልዩ ጣዕም የቡና ቅምሻ ውድድር ታሪካዊ የሆነዉ የጨረታ ዋጋ ማግኘት መቻሉን የኢትዮጵያ ቡናና ሻይ ባለስልጣን አስታዉቋል።
በዘንድሮው ካፕ ኦፍ ኤክሰለንስ ላይ ከተካሄደው የኦንላይን ጨረታ ሂደት በአጠቃላይ 27 የሲኦኢ አሸናፊ እና የቡና አርሶ አደር የጨረታ ተወዳደሪ ለሆኑት ቡናዎች 4870 የተለያየ ዋጋ የተሰጠ እና በርካታ ፉክክር ከተደረገ በኋላ አንድ ኪሎ ቡና በ980.64 ዶላር ($445/ፓውንድ) ወይም ከ102ሺህ ብር በላይ በሆነ ዋጋ መሸጥ መቻሉን ባለስልጣኑ ገልጿል።
የባለስልጣኑ ዋና ዳይሬክተር አዱኛ ደበላ (ዶ/ር) እንደተናገሩት "ይህም ዋጋ በኢትዮጵያ በእስከአሁን ከተካሄዱት ውደድሮች ሆነ በሌሎች መመዘኛዎችም እጅግ ከፍተኛና አዲስ ሪከረድ ሆኖ ተመዝግቧል"፡፡
በግብርናው ላይ ተሰማርተው ለሚገኙ ዜጎች በተለይም የቡና አርሶ አደሮች የልፋታቸው ተጠቃሚ እንዲሆኑ ለማስቻል በሚል ካፕ ኦፍ ኤክሰለንስ የተባለውን ባለልዩ ጣዕም የቡና ቅምሻ ውድድር ለመጀመሪያ ጊዜ ወደ ሀገሪቷ ካመጣን 5 ዓመት ማስቆጠሩ ይታወቃል ። የዘንድሮ ውደድር ለ4ኛ ጊዜ በተለያዩ የውደድሩ መርሀግብሮች ላለፉት ሰባት ወራት እንደተካሄደ ይታወቃል፡፡
Source: capitalethiopia
@Ethiopianbusinessdaily
EEP undergoes major reforms to boost financial stability and energy production
The Ethiopian Electric Power (EEP), a huge state-owned enterprise, stated that it is undergoing significant changes in connection with the most recent macroeconomic reform spearheaded by the government. The new reform would allow it to maintain its current financial and asset positions.
The enterprise declared that during the current fiscal year, their foreign exchange earnings from energy exports will jump by 88%.
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Source: capitalethiopia
@Ethiopianbusinessdaily
The Ethiopian Electric Power (EEP), a huge state-owned enterprise, stated that it is undergoing significant changes in connection with the most recent macroeconomic reform spearheaded by the government. The new reform would allow it to maintain its current financial and asset positions.
The enterprise declared that during the current fiscal year, their foreign exchange earnings from energy exports will jump by 88%.
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Source: capitalethiopia
@Ethiopianbusinessdaily
China affirms commitment to Africa at FOCAC SummitBy our staff reporter
In a speech at a press and think tank briefing, Ambassador Hu Changchun, the Head of Mission of China to the African Union, highlighted the critical role the Forum on China-Africa Cooperation (FOCAC) has played over the past 24 years in strengthening the friendship and cooperation between China and Africa.
Ambassador Hu emphasized that FOCAC has been focused on achieving common prosperity and sustainable development for China and Africa, adhering to the principles of extensive consultation, joint contribution, and shared benefits. He noted that FOCAC has become an important platform for collective dialogue and an effective mechanism for practical cooperation between the two sides.
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Source: capitalethiopia
@Ethiopianbusinessdaily
In a speech at a press and think tank briefing, Ambassador Hu Changchun, the Head of Mission of China to the African Union, highlighted the critical role the Forum on China-Africa Cooperation (FOCAC) has played over the past 24 years in strengthening the friendship and cooperation between China and Africa.
Ambassador Hu emphasized that FOCAC has been focused on achieving common prosperity and sustainable development for China and Africa, adhering to the principles of extensive consultation, joint contribution, and shared benefits. He noted that FOCAC has become an important platform for collective dialogue and an effective mechanism for practical cooperation between the two sides.
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Source: capitalethiopia
@Ethiopianbusinessdaily
Transforming Ethiopia’s Digital Payment Landscape
Tensaye Desalegn, a graduate of Addis Ababa University in Electrical and Computer Engineering, has emerged as a prominent figure in Ethiopia’s rapidly growing financial technology sector. With a robust background that includes eight years as General Manager of Zowitek Electrical Engineering Technology Company, where he managed over 15 major projects including popular taxi services and fuel management systems, Tensaye has demonstrated exceptional leadership and innovation. Currently, as the CEO of SantimPay Financial Solution, he has been at the forefront of advancing digital payment systems in Ethiopia, collaborating with more than 10 banks and five mobile money companies. In this exclusive interview with Capital, Tensaye shares insights into SantimPay’s vision, challenges, and future plans, highlighting the company’s commitment to financial inclusion and digitalization in Ethiopia. Excerpts
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Source: capitalethiopia
@Ethiopianbusinessdaily
Tensaye Desalegn, a graduate of Addis Ababa University in Electrical and Computer Engineering, has emerged as a prominent figure in Ethiopia’s rapidly growing financial technology sector. With a robust background that includes eight years as General Manager of Zowitek Electrical Engineering Technology Company, where he managed over 15 major projects including popular taxi services and fuel management systems, Tensaye has demonstrated exceptional leadership and innovation. Currently, as the CEO of SantimPay Financial Solution, he has been at the forefront of advancing digital payment systems in Ethiopia, collaborating with more than 10 banks and five mobile money companies. In this exclusive interview with Capital, Tensaye shares insights into SantimPay’s vision, challenges, and future plans, highlighting the company’s commitment to financial inclusion and digitalization in Ethiopia. Excerpts
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Source: capitalethiopia
@Ethiopianbusinessdaily
#AddisAbaba Nearly 100 billion Br is expected to flood the city's coffers over the next five years from leasing plots and additional tax revenues. The vision is to connect the urban core of Addis Abeba with its outskirts, forming a unified whole.
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Source: addisfortune
@Ethiopianbusinessdaily
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Source: addisfortune
@Ethiopianbusinessdaily