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ClaSys CEO Vinod Tharakan about shifting to Kerala from Bangalore. They now employs 1,100 people and plans to expand it to 5,000.

https://redd.it/1dna8of
@r_kerala
Isn't Kerala better suited for a RRTS system alike (Regional Rapid Transit System) funded by Union Govt?

I have read a lot of to-and-fro arguments against K Rail or Silver Line in this group.
I am feeling curious as to why no one is vouching for an RRTS in Kerala like the one you see in Delhi.

5 corridors that are 200-250 km like:
* Mangaluru - Kozhikode * Kozhikode - Coimbatore * Kozhikode - Kochi * Kochi - Trivandrum * Kochi - Coimbatore
can pretty much cover the whole of Kerala and act like a Rapid Transit System.

If this becomes a Central project state will not have to struggle for money to fund it or face corruption allegations. The project completion time will be less and union govt will be able to meet the management and engineering challenges that arise due to experience in handling big projects.

https://redd.it/1dn99sw
@r_kerala
Worst Experience with Indian Bank for Educational Loan

Hey guys. Just wanted to put this out here for any students planning to take an educational loan for studying abroad now or in the future.

I recently received an admit to one of the top business schools for doing my Masters. The program is ranked #4 in FT rankings and #6 in QS rankings. Ever since I got my admission, I was told by my parents to go with Indian Bank for taking a collateral-based loan. When I talked to the then Branch Manager, he told me that I would get 100% loan amount if I use property as my collateral without margin and that too with 8-9.5% interest rate. At the time, this was the best offer I could get so I decided to go with it (worst decision of my life).

I paid 6k for getting legal statement and another 4k for engineer evaluation (kaikooli i guess). 2 days after my entire loan application was complete, I contacted the bank manager only to know that he was transferred. And get this, they won't sanction the loan until the new Branch manager arrives. So, everything fell into the hands of the bank manager's assistant who have absolutely no clue about certain documents. I wasn't getting a reply from the bank even after 2 weeks of providing all the documents. I was also visiting the bank in person almost every day after my gym during this periods as THESE MFs weren't picking up their phone whenever I wanted to have an update. They used to tell me any errors in the documentation only after I visit the branch. Athuvarea avr avidea ath puzhungi vekkm.

Now, 1.5 months later and after the branch manager, assistant of branch manager, and even the loan processing officer got transferred, I got the loan approved only to pay 23% margin of my requested loan amount. And that with 10% interest (previous branch manager assured it won't go above 9.5%). When asked about the margin, they told me my property which is located 2 mins from the main road doesn't have that much value. Property near my house was sold for 6.5 lakhs/cent last year. Also, they told me that the ranking of my B-school isn't good enough. I mean...what in the clusterfk!

Tldr: NEVER EVER GO WITH INDIAN BANK FOR EDUCATIONAL LOANS. IT IS RUN BY HEARTLESS MOTHERFUCKERS WHO DOESN'T GIVE A SHIT ABOUT THEIR CUSTOMERS. NOT EVEN THEIR BASIC CONCERNS. IF YOU VALUE YOUR TIME AND MONEY, DON'T GO TO THIS BANK FOR ANYTHING.

P. S: The new mfing bank manager wasn't even picking up my call whenever I tried to get an update from him regarding the loan. When I called from my sister's and mother's phone number, he picked up and even called back once. Right now, I'm begging him to provide me with the loan sanction letter.

For the love of god, don't ever go with Indian Bank.

https://redd.it/1dn8q0a
@r_kerala
What are the chances of getting brain eating amoeba from tap water?

I am using water authority tap water from sasthamcotta lake for all purpose. When I use shower ,water sometimes enter my nose. I am scared that the water may contain amoeba or other micro organisms. The water contain brown sediments most time. In meeting most places water is contaminated by broken pipes and sediment. Am I being delusional or this a risk ?

https://redd.it/1dnh4ek
@r_kerala
Have you ever thought about your parents getting old ?

I am 27 years old and planning to move to the UK for better opportunities. However, I am deeply concerned about who will take care of my parents during my absence. They are in their 60s and currently do not have anyone else to look after them. This is causing me a lot of worry and anxiety. Are you, or have you been, in a similar situation? If so, I would greatly appreciate any advice or solutions you might have found to ensure the well-being and care of your elderly parents while living abroad.

https://redd.it/1dndwvh
@r_kerala
2024/06/25 05:47:29
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